• Login
    View Item 
    •   Carroll Scholars Home
    • Business, Accounting and Economics
    • Business, Accounting and Economics Undergraduate Theses
    • View Item
    •   Carroll Scholars Home
    • Business, Accounting and Economics
    • Business, Accounting and Economics Undergraduate Theses
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Financial Institutions - Regulation And Deregulation

    Thumbnail
    View/Open
    1992_LeFebvreN_THS_000459.pdf (3.774Mb)
    Author
    LeFebvre, Nanette
    Advisor
    Jon Krutar; Ann Bertagnolli; Dennis Wiedmann
    Date of Issue
    1992-04-01
    Metadata
    Show full item record
    URI
    https://scholars.carroll.edu/handle/20.500.12647/108
    Title
    Financial Institutions - Regulation And Deregulation
    Type
    thesis
    Abstract
    For as long as humanity has existed, so has the need for some means of exchange. Prior to the existence of modern money, people bartered for their needs, using everything from salt to fishhooks as crude forms of money. As people became more sophisticated, so did methods of exchanging one good for another. As early as 2000 B.C., some of the first "banks" were developed. Eventually, coins and paper money were created. Financial institutions as we know them today are drastically changed from their original simple existence. As a result of increasingly diverse needs, coupled with rapidly changing technology, the structure and functions of financial institutions are becoming continually more complex. Increased regulation and supervision of these institutions have been necessary. Over time, America's financial institutions have been the subject of criticism for their failure to withstand troubled economic times. Inappropriate actions by key leaders of some of our banks and savings and loan associations have resulted in mistrust by the people they serve. As we find ourselves on the heels of the immense savings and loan industry debacle of the 1980's, we must evaluate where America's financial institutions are headed. Not only is a stable financial system an essential factor in obtaining national economic stability, American citizens also are not willing to support the continued use of government funds for the bailout of failed institutions. By learning from the lessons of history, perhaps we can find a new and safe direction.For as long as humanity has existed, so has the need for some means of exchange. Prior to the existence of modern money, people bartered for their needs, using everything from salt to fishhooks as crude forms of money. As people became more sophisticated, so did methods of exchanging one good for another. As early as 2000 B.C., some of the first "banks" were developed. Eventually, coins and paper money were created. Financial institutions as we know them today are drastically changed from their original simple existence. As a result of increasingly diverse needs, coupled with rapidly changing technology, the structure and functions of financial institutions are becoming continually more complex. Increased regulation and supervision of these institutions have been necessary. Over time, America's financial institutions have been the subject of criticism for their failure to withstand troubled economic times. Inappropriate actions by key leaders of some of our banks and savings and loan associations have resulted in mistrust by the people they serve. As we find ourselves on the heels of the immense savings and loan industry debacle of the 1980's, we must evaluate where America's financial institutions are headed. Not only is a stable financial system an essential factor in obtaining national economic stability, American citizens also are not willing to support the continued use of government funds for the bailout of failed institutions. By learning from the lessons of history, perhaps we can find a new and safe direction.For as long as humanity has existed, so has the need for some means of exchange. Prior to the existence of modern money, people bartered for their needs, using everything from salt to fishhooks as crude forms of money. As people became more sophisticated, so did methods of exchanging one good for another. As early as 2000 B.C., some of the first "banks" were developed. Eventually, coins and paper money were created. Financial institutions as we know them today are drastically changed from their original simple existence. As a result of increasingly diverse needs, coupled with rapidly changing technology, the structure and functions of financial institutions are becoming continually more complex. Increased regulation and supervision of these institutions have been necessary. Over time, America's financial institutions have been the subject of criticism for their failure to withstand troubled economic times. Inappropriate actions by key leaders of some of our banks and savings and loan associations have resulted in mistrust by the people they serve. As we find ourselves on the heels of the immense savings and loan industry debacle of the 1980's, we must evaluate where America's financial institutions are headed. Not only is a stable financial system an essential factor in obtaining national economic stability, American citizens also are not willing to support the continued use of government funds for the bailout of failed institutions. By learning from the lessons of history, perhaps we can find a new and safe direction.For as long as humanity has existed, so has the need for some means of exchange. Prior to the existence of modern money, people bartered for their needs, using everything from salt to fishhooks as crude forms of money. As people became more sophisticated, so did methods of exchanging one good for another. As early as 2000 B.C., some of the first "banks" were developed. Eventually, coins and paper money were created. Financial institutions as we know them today are drastically changed from their original simple existence. As a result of increasingly diverse needs, coupled with rapidly changing technology, the structure and functions of financial institutions are becoming continually more complex. Increased regulation and supervision of these institutions have been necessary. Over time, America's financial institutions have been the subject of criticism for their failure to withstand troubled economic times. Inappropriate actions by key leaders of some of our banks and savings and loan associations have resulted in mistrust by the people they serve. As we find ourselves on the heels of the immense savings and loan industry debacle of the 1980's, we must evaluate where America's financial institutions are headed. Not only is a stable financial system an essential factor in obtaining national economic stability, American citizens also are not willing to support the continued use of government funds for the bailout of failed institutions. By learning from the lessons of history, perhaps we can find a new and safe direction.
    Degree Awarded
    Bachelor's
    Semester
    Spring
    Department
    Business, Accounting & Economics
    Collections
    • Business, Accounting and Economics Undergraduate Theses

    Browse

    All of Carroll ScholarsCommunities & CollectionsBy Issue DateAuthorsTitlesSubjectsThis CollectionBy Issue DateAuthorsTitlesSubjects

    My Account

    LoginRegister

    DSpace software copyright © 2002-2022  DuraSpace
    DSpace Express is a service operated by 
    Atmire NV